🎉 Happy to announce on-boarding of first set of schools with Pickney Bank. Wishing good luck to students for acquiring new skills. 🎉

Join Us As Guest

We invite you to join us in our commitment to sustainability through financial literacy. Explore our educational resources, participate in our programs, and help us spread the word about the importance of financial education for kids. Together, we can build a brighter, more sustainable future. At Pickney Bank, we are dedicated to empowering children with the knowledge and skills they need to thrive financially. Our commitment to sustainability through financial literacy is a testament to our belief in a better, more equitable world.

We're here to help and answer any questions you might have. And we look forward to hearing from you.

connect@pickneybank.com


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Financial Literacy & Holistic Development Platform


         Tool is built in the collaboration with IIM Lucknow & couple of recognised schools who have demonstrated their expertise to nurture students with their vision to impart skills much ahead of their learning curve.


         Students who learn to manage their finances early become better-equipped adults who can live independently. By teaching kids good financial decision-making, they learn to pay down debt or avoid it altogether. Also, Financial literacy modules provide practical skills needed for subsequent success in the financial world. Early education helps students make informed financial decisions, which can benefit them throughout their lives.


Core Platform Features


Reward-Based Economy

Transform learning into earning with our innovative reward system that makes financial literacy engaging and rewarding.

  • • Earn points for completing educational modules and financial challenges
  • • Redeem rewards for real-world benefits and exclusive opportunities
  • • Gamified progression system that makes financial literacy engaging
  • • Build healthy money habits in students through positive reinforcement.

Boosting Extra & Co-Curricular Activity Engagement

Beyond academics - nurturing well-rounded development through comprehensive activity tracking and rewards.

  • • Track and reward participation in sports, arts, music, and community service
  • • Connect activities to real-world skills and career opportunities
  • • Build comprehensive achievement portfolios for college applications
  • • Foster teamwork, leadership, and creative problem-solving abilities

Kids Persona Definition

Understanding unique individual profiles enables personalized growth. By assessing needs and strengths, we can tailor learning experiences for maximum effectiveness and results.

  • • AI-powered assessment of learning styles and financial aptitude
  • • Customized content delivery based on age, interests, and skill level
  • • Track developmental milestones and financial literacy progression
  • • Create safe, age-appropriate financial experiences.

Anhedonia Recognition & Trigger Identification

Early detection is vital for emotional well-being and timely mental health support.

  • • Monitor engagement patterns to identify signs of disinterest or withdrawal
  • • AI-driven alerts for sudden changes in participation or motivation
  • • Connect families with resources and professional support when needed
  • • Integrate mental health awareness into holistic child development

10-Band Financial Inclusion Program


A comprehensive journey from basic money concepts to advanced portfolio management through structured learning path with 10 achievement levels.

Bands 1-2

Basics of Financing

  • • Understanding money
  • • Needs vs wants
  • • Value of saving
  • • Introduction to banking
Bands 3-4

Earning, Spending & Budgeting

  • • Income sources
  • • Smart spending habits
  • • Creating budgets
  • • Tracking expenses
Bands 5-6

Investing - Debt & Equity

  • • Stock market basics
  • • Bonds and fixed deposits
  • • Risk and return
  • • Compound interest
Bands 7-8

Tax, Insurance & Loans

  • • Understanding taxation
  • • Types of insurance
  • • Credit scores
  • • Responsible borrowing
Band 9

Entrepreneurship

  • • Business planning
  • • Innovation mindset
  • • Financial management
  • • Marketing basics
Band 10

Portfolio Management

  • • Asset allocation
  • • Diversification
  • • Risk management
  • • Long-term wealth building

Benefits for Partner Schools


  • • Enhanced Educational Outcomes
  • • Positive Impact on Students' Future
  • • Alignment with Educational Trends – Stay Ahead
  • • Access to Early Partnerships and Resources
  • • Preparation for Future Curriculum Requirements – With NCFE formation, this would be implemented soon.
  • • Early Adaptation and Trained Staff
  • • Building a Culture of Financial Responsibility
  • • Long-Term Benefits for Alumni - Helping Kids Win at Life
  • • Supporting Broader Educational Goals – aligned with 8 out of 17 UN-SDGs
  • • Differentiation and Competitive Edge among competitors
  • • First-Mover Advantage – Chance for participating in policy making
  • • Overall school repute - Building a Good Name

Join Us as a Partner School

If you are keen to be part of this journey as partner school, please feel free to reach us at connect@pickneybank.com or Click here .



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For Community


         Communities to be enabled shortly for kid’s engagement initiatives to encourage and nourish the talent of kids associated with community which offers following advantage for kids:

  • 1. Social Interaction: Community events provide a platform for children to interact with peers, fostering social skills, empathy, and teamwork.

  • 2. Skill Development: Kids can learn new skills through workshops, sports, or creative activities. These experiences contribute to their personal growth.

  • 3. Sense of Belonging: Being part of a community activity helps children feel connected and valued. It instils a sense of belonging and identity.

  • 4. Healthy Habits: Physical activities and outdoor play promote health and well-being, reducing sedentary behaviour.

  • 5. Cultural Exposure: Community events expose kids to diverse cultures, traditions, and perspectives.


          To know more about our Community Program and offerings, please feel free to reach us at connect@pickneybank.com or Click here .



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For Parents


         Pickney Bank is a strategic tool for parents to shape up the future of their children. In this tech savvy world, it offers opportunities curated by parents to enable kids to earn the set of stars via good chores. If you have opted for kid’s cognitive behaviour study, then our Abu Baba will work closely with the kid and would recommend you the essential chores required for the overall development of kid. Further, you may also offer incentive if you want kids to do the activity repeatedly. But parallelly, parent need to enable kids (with provided guidance) to spend their earned stars to purchase anything they want.


          Kids can set-up their different budget goal like cycle etc out of earned stars and can also contribute as their share for family celebrations like Diwali, Christmas etc. Also, Kids can plan to take loan if falling short of designated budget. Finally, if they are able to accumulate surplus, they can plan to do fixed deposit as well.


          As we strive to incorporate different investments and deductions in coming times, request you to judiciously use the tool to enjoy family moments as this is proven method to inculcate financial basics in the kids in early stages of life. Feel free to share your feedback at connect@pickneybank.com or Click here .


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