Financial Literacy & Holistic Development Platform
         Tool is built in the collaboration with IIM Lucknow & couple of recognised schools who have demonstrated their expertise to nurture students with their vision to impart skills much ahead of their learning curve.
         Students who learn to manage their finances early become better-equipped adults who can live independently. By teaching kids good financial decision-making, they learn to pay down debt or avoid it altogether. Also, Financial literacy modules provide practical skills needed for subsequent success in the financial world. Early education helps students make informed financial decisions, which can benefit them throughout their lives.
Core Platform Features
Reward-Based Economy
Transform learning into earning with our innovative reward system that makes financial literacy engaging and rewarding.
- • Earn points for completing educational modules and financial challenges
- • Redeem rewards for real-world benefits and exclusive opportunities
- • Gamified progression system that makes financial literacy engaging
- • Build healthy money habits in students through positive reinforcement.
Boosting Extra & Co-Curricular Activity Engagement
Beyond academics - nurturing well-rounded development through comprehensive activity tracking and rewards.
- • Track and reward participation in sports, arts, music, and community service
- • Connect activities to real-world skills and career opportunities
- • Build comprehensive achievement portfolios for college applications
- • Foster teamwork, leadership, and creative problem-solving abilities
Kids Persona Definition
Understanding unique individual profiles enables personalized growth. By assessing needs and strengths, we can tailor learning experiences for maximum effectiveness and results.
- • AI-powered assessment of learning styles and financial aptitude
- • Customized content delivery based on age, interests, and skill level
- • Track developmental milestones and financial literacy progression
- • Create safe, age-appropriate financial experiences.
Anhedonia Recognition & Trigger Identification
Early detection is vital for emotional well-being and timely mental health support.
- • Monitor engagement patterns to identify signs of disinterest or withdrawal
- • AI-driven alerts for sudden changes in participation or motivation
- • Connect families with resources and professional support when needed
- • Integrate mental health awareness into holistic child development
10-Band Financial Inclusion Program
A comprehensive journey from basic money concepts to advanced portfolio management through structured learning path with 10 achievement levels.
Basics of Financing
- • Understanding money
- • Needs vs wants
- • Value of saving
- • Introduction to banking
Earning, Spending & Budgeting
- • Income sources
- • Smart spending habits
- • Creating budgets
- • Tracking expenses
Investing - Debt & Equity
- • Stock market basics
- • Bonds and fixed deposits
- • Risk and return
- • Compound interest
Tax, Insurance & Loans
- • Understanding taxation
- • Types of insurance
- • Credit scores
- • Responsible borrowing
Entrepreneurship
- • Business planning
- • Innovation mindset
- • Financial management
- • Marketing basics
Portfolio Management
- • Asset allocation
- • Diversification
- • Risk management
- • Long-term wealth building
Benefits for Partner Schools
- • Enhanced Educational Outcomes
- • Positive Impact on Students' Future
- • Alignment with Educational Trends – Stay Ahead
- • Access to Early Partnerships and Resources
- • Preparation for Future Curriculum Requirements – With NCFE formation, this would be implemented soon.
- • Early Adaptation and Trained Staff
- • Building a Culture of Financial Responsibility
- • Long-Term Benefits for Alumni - Helping Kids Win at Life
- • Supporting Broader Educational Goals – aligned with 8 out of 17 UN-SDGs
- • Differentiation and Competitive Edge among competitors
- • First-Mover Advantage – Chance for participating in policy making
- • Overall school repute - Building a Good Name
Join Us as a Partner School
If you are keen to be part of this journey as partner school, please feel free to reach us at connect@pickneybank.com or Click here .