Privacy Policy

META KIDS INDIA PVT. LTD. Terms of Service for Pickney Bank EdTech Platform Welcome to Pickney Bank! We’re thrilled to have you and your young learners join our platform. Before you dive into the world of financial literacy, please take a moment to review our Terms of Service. By accessing or using our mobile app and participating in the activities, you agree to abide by these terms.

Pickney bank values your trust. In order to honour that trust, Pickney bank adheres to ethical standards in gathering, using, and safeguarding any information you provide.

This privacy policy governs your use of the application ‘Pickney bank’ (“Application”) and the other associated/ancillary applications, products, websites and services managed by the Company, META KIDS INDIA PVT. LTD.

Please read this privacy policy (“Policy“) carefully before using the Application, Website, its services and products. Your use of the Website, Application, or services in connection with the Application, Website or products (“Services“), or registrations with us through any mode or use of any products including that of SD cards, tablets or other storage/transmitting device shall signify your acceptance of this Policy and your agreement to be legally bound by the same.

You shall know this policy and any supplementary policies before using any services provided by Pickney bank. Unless otherwise agreed, terms and acronyms used in this policy shall have the same meanings as those used in the Pickney bank User Service Agreement and the Pickney bank Privacy Policy.

What information do we collect?
Pickney Bank collects personal information and financial information because of your interactions with us. We may collect information such as

  • Name
  • Contact number
  • Email address
  • Location
  • Kids Name
  • Kids Birthdate
Some of the information may be automatically collected such as IP addresses, browser and device information. Also, demographic information and financial transaction records would be recorded for future records and would be effectively used for required study or analysis, if any.
The fine point: We at Pickney Bank, only collect the information only as a necessity to maintain the operation of our services and we do not acquire any information to personally identify you.

How do we use your information?
In short: We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent. We use personal information collected via our Services for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.
We use the information we collect or receive:

  • To facilitate account creation and logon process. If you choose to link your account with us to a third party account, we use the information you allowed us to collect from those third parties to facilitate account creation and logon process for the performance of the contract.
  • To send you marketing and promotional communications. We and/or our third party marketing partners may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt-out of our marketing emails at any time.
  • To send administrative information to you. We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.
  • Align training partners. We may try to engage training partners in the field of interest of your kids whatever is reflected in internal systems using AI / ML.
  • Deliver targeted advertising to you. We may use your information to develop and display content and advertising (and work with third parties who do so) tailored to your interests and/or location and to measure its effectiveness.
  • Request Feedback. We may use your information to request feedback and to contact you about your use of our Services time to time.
  • To manage user accounts. We may use your information for the purposes of managing our account and keeping it in working order.
  • To deliver services to the user. We may use your information to provide you with the requested service.
  • To respond to user inquiries/offer support to users. We may use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.

How do we collect your session information?

  • Cookies: Pickney bank send cookies (small files containing a string of characters) to your computer, thereby uniquely identifying your browser. Cookies are used to track your preferences, help you login faster, and aggregated to determine user trends. This data is used to improve its offerings, such as providing more content in areas of greater interest to a majority of users. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent.

    Disclaimer: Some of Pickney bank features and services may not function properly if your cookies are disabled.

  • Links: Pickney bank may present links in a format that enables us to keep track of whether these links have been followed. Pickney bank uses this information to improve its customized content. Clicking on links may take you to sites outside its domain. Pickney bank are not responsible for the privacy practices of other web sites. Pickney bank encourage its users to be aware when they leave its site to read the EULA/T&Cs of each and every web site that collects personally identifiable information. This Privacy Policy applies solely to information collected by its website.
  • Alerts: Pickney bank may alert you by email or phone (through sms/call) to inform you about new service offerings or other information which it perceives might be useful for you.
  • Public Forums: When you use certain features on its website like the discussion forums and you post or share your personal information such as comments, messages, files, photos, will be available to all users, and will be in the public domain. All such sharing of information is done at your own risk. Please keep in mind that if you disclose personal information in your profile or when posting on its forums this information may become publicly available.
  • Security: Pickney bank are concerned about safeguarding the confidentiality of your Information. Pickney bank provide physical, electronic, and procedural safeguards to protect Information it processes and maintain. An illustration being, Pickney bank limits access to this Information to authorized employees only who need to know that information in order to operate, develop or improve its Application/Services/products/Website. Please be aware that, although Pickney bank endeavour is to provide stringent security, for information it possesses and maintains, no security system can prevent all potential security breaches.
  • Log information: When you access Pickney bank Website, its servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as your web request, internet protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.

How long does Pickney bank retain user data?
Currently, Pickney bank retains user data while an account is active and for at least three years afterwards. It may alter this practice according to legal and business requirements. For example, it may lengthen the retention period for some data if needed to comply with law or voluntary codes of conduct. Unless otherwise prohibited, it may shorten the retention period for some types of data if needed to free up storage space.

  • User communications: When you send an email or other communication to Pickney bank, it may retain those communications in order to process your inquiries, respond to your requests and improve our Services.
  • Changes to this Statement: As the Company (META KIDS INDIA PVT. LTD.) evolves, its privacy policy will need to evolve as well to cover new situations. You are advised to review this Policy regularly for any changes, as continued use is deemed approval of all changes.

How do we refer your consent ?
Pickney bank believes that, every user of our Application/ Services/ Products/ Website must be in a position to provide an informed consent prior to providing any Information required for the use of the Application/Services/Products/Website. By registering with it, you are expressly consenting to its collection, processing, storing, disclosing and handling of your information as set forth in this Policy now and as amended by us. Processing, your information in any way, including, but not limited to, collecting, storing, deleting, using, combining, sharing, transferring and disclosing information, all of which activities will take place in India. If you reside outside India your information will be transferred, processed and stored in accordance with the applicable data protection laws of India.

  • Contact Information: We have assigned a special person responsible for the protection of personal information. In case that you have any questions about this privacy policy, or have any complaints or opinions about the processing of your personal information, they can contact our privacy leader via email at support@pickneybank.com